What is leasing?

A contractual agreement between the leasing company (lessor) and the customer (lessee), whereby the lessee has the right to use the asset during a specified period of time against a monthly premium agreed upon beforehand (leasing installments). At the end of the agreement, the lessee has the right to the ownership of the asset, either automatically or for an agreed amount with the possibility of buying out the asset by the lessee at anytime during the contract period.

Beneficiaries of Leasing

  • Individuals
  • Construction Sector
  • Transport Sector
  • Health Sector
  • Education Sector
  • Industrial / Manufacturing sector
  • Other Sectors


Benefits of Leasing

  • Ability to fund 100% of the asset
  • No need for guarantees. The leased asset acts as collateral
  • Long-term funding directed to financing long-term assets
  • Ability to utilize and benefit from tax benefits
  • Funding periods correspond to the useful life of the leased asset
  • Appropriate lease installments to match cash flows from the use of the asset
  • Competitive lease installments
  • No complicated conditions / No complicated policies and procedures
  • No need for salary transfer, specific occupation or sponsors.

Possible Assets to Finance

  • For Individuals
    • Motor Vehicles
    • Real Estate (House, Apartment, Land, Retail Shop, Office)
  • For Companies
    • Industrial machinery and equipment
    • Medical Equipment
    • Various transport vehicles
    • Real Estate
    • Other fixed assets
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